Free Small Business Toolkit

Free calculators for the numbers that run your business

Seven exact, no-sign-up calculators for pricing, profit, cash and time. Run your numbers, download them, or have them emailed to you.

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Free Business Needs Analysis

Answer a few questions in about 3 minutes and get a personal report on where your business is leaking time, leads and money.

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What your time is worth

“What does that recurring task really cost me?”

Enter how many hours a week a task takes and what an hour of your time is worth. See the real cost per week, month and year.

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Break-even point

“How many sales do I need each month to cover my costs?”

Enter your monthly fixed costs, your price, and what each sale costs you to deliver. See how many sales you need to break even, plus profit at different sales levels.

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Margin & markup

“What should I charge to hit my target margin?”

Enter your cost and either your target margin or your current price. See the price you need, your markup, and a margin ladder from 20% to 70%.

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12-month cash flow

“Will I run short of cash in the next year?”

Enter the cash you have today, your monthly income and expenses, and optional growth rates. See your month-by-month balance and whether cash ever runs out.

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ROI & payback

“Is this purchase worth it, and when does it pay for itself?”

Enter the upfront cost and either the monthly savings or the hours it saves you. See the payback period and your return over time.

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Loan payment

“What will this loan cost me each month and in total?”

Enter the loan amount, interest rate and term. See your monthly payment, total interest and the full payment schedule.

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Commission & pay

“What will I (or my rep) earn on these sales?”

Enter the sales amount, commission rate and any base pay. See total pay at different sales levels, and the employer cost if you add a tax load.

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Questions about the Toolkit

+Are these calculators really free?

Yes. Every calculator works without an account or sign-up. If you want a copy of your results, you can download a CSV or enter your email and we will send them to you.

+Do you store the numbers I enter?

Only if you ask us to email your results. In that case we keep your name, email and the tool you used so we can send the results and follow up. Calculations you do not email are never stored.

+Are the results financial advice?

No. The calculators do exact math on the numbers you enter. They are planning aids, not tax, legal or financial advice. Check important decisions with your accountant or advisor.

+What is the Business Needs Analysis?

A free 3-minute questionnaire about how you find, follow up with and serve customers. You get a personal report with your gaps and the tools that fit your stage.

Want these numbers working for you every day?

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