Free Small Business Toolkit

ROI & Payback Period Calculator

Enter the upfront cost and either the monthly savings or the hours it saves you. See the payback period and your return over time.

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Your numbers

Free. No sign-up. Your numbers stay in your browser unless you email them to yourself.

We've filled in an example. Change any number and press Calculate.

Let Alfred keep track of this for you

SmallBizSuite is a one-time purchase plus $20/month hosting. Run your own numbers above, using your hours and your rate.

How to read your results

  • Payback period is how many months until the purchase has paid for itself.
  • If you only know the hours saved, enter hours and the value of your hour; the calculator converts them to a monthly benefit.

Exact math on the numbers you enter. A planning aid, not tax, legal or financial advice.

Common questions

+What should I count as a benefit?

New profit it brings in, money it saves, or time it frees up valued at what your hour is worth. Be conservative so the answer holds up.

+What is a good payback period?

Many owners look for payback within 12 months on tools and equipment. Shorter is safer; longer can still make sense for long-lived purchases.

Stop doing this math by hand

SmallBizSuite keeps your contacts, invoices, expenses, goals and cash flow in one app you own, so the numbers are already there.